Privacy Policy
This Privacy Policy describes the terms of our commitment to your privacy.
PERSONS
OR PARTIES COVERED
This Privacy
Policy is intended to cover all
visitors to this
website, all subscribers to lists or newsletters whether paid or
unpaid, all members or affiliates whether paid or unpaid, and all
customers. Persons who visit or view this website, whether
intentionally or unintentionally, whether solicited or unsolicited, are
described herein as "Visitors" and are parties to this Privacy
Policy. Subscribers to lists or Newsletters are referred to
herein as "Subscribers" and are parties to the Privacy
Policy.
Persons who join an organization or marketing endeavor (e.g.
"affiliates") promoted by this website are called "Members" herein and
are covered by this Privacy Policy. Finally, anyone who
orders,
attempts to order, or receives a product sold (recipients) or
advertised on or delivered from this website, even at no cost, is
called a "Customer" herein and is subject to this Privacy Policy not
only by passive acceptance, but by virtue of the Purchase Agreement
contract. The website, its agents, owners, operators, and
employees are referred to collectively herein as "Website," "Site,"
and/or "Seller".
PERSONS
EXCLUDED FROM THIS WEBSITE ARE
STILL COVERED
In the
event
that a person excluded from this website because of the Terms of Use or
from denial of service by the website, who nonetheless unlawfully views
this site, that person remains subject to the terms of this Privacy
Policy and is in violation of the Terms of Use.
PERSONS
UNDER 18 YEARS OF AGE ARE
EXCLUDED FROM THIS WEBSITE
This
website
is not lawfully accessible to persons under the age of 18 or who are
otherwise covered by the provisions of the Child Online Privacy Act of
1998 (COPA). If you are under the age of 18 you must leave
this
site immediately. Fraudulent use of this website may make you
subject to civil or criminal sanctions.
VIEWING
AND/OR USE AND/OR
COMMUNICATION IS CONSTRUED AS ACCEPTANCE OF THE TERMS OF THIS POLICY
Acceptance
of
the terms of this Privacy Policy is a portion of the consideration
required for your right to visit the website. If you do not
accept these terms, you have no right to visit this site and you are
fraudulently using this site.
A
NOTE TO CALIFORNIA RESIDENTS
(ONLINE PRIVACY PROTECTION ACT OF 2003 --OPPA)
It
is the
intent of the Privacy Policy to comply with the California
Act.
Various provisions throughout this Privacy Policy address requirements
of the act. In summary, you must presume that we collect
electronic information from all visitors. This is not usually
personally identifiable. If you purchase a product or service
via
this website (and thereby become covered by the Act), the purchase
agreement allows the website to collect and archive all the personal
information you provide and to transmit and/or transfer that personal
information to third parties. There is no way you can modify
this
information and you have no right to do so. Under the terms
of
the purchase agreement, you have no right to view or receive any
information about our database. In the event that the
website,
under advice of counsel agrees to divulge information, the requesting
party must submit whatever information is demanded by the website in
insure that the website is releasing information to the correct
party. Other provisions of the OPPA may exempt this website
from
complying. While we take measures to ensure that outside
parties
do not have access to any information we have about you, we do not
warranty that outside parties will not breach our system and thus have
access to your information. (You should know that merchant
service providers do not allow us access to your credit card
information.) This Privacy Policy also is subject to change
without notice. You are required to read it prior to using
the
website. By interacting with the website you agree to the
terms
and conditions of the Privacy Policy. By using the website or
purchasing a product through this website, you waive the right to use
state or federal court systems to address complaints and, instead,
agree to use the American Arbitration Association located in a city and
county specified herein.
ABOUT
THE PERSONAL INFORMATION THIS
WEBSITE COLLECTS AND HOW IT IS USED
This
website
routinely collects information about its visitors, subscribers,
members, and customers. This information is obtained in
various
ways, such as:
VISITOR,
SUBSCRIBER, MEMBER, OR
CUSTOMER INFORMATION OBTAINED FROM 'REGISTRATION'
Registration means that the Visitor, Subscriber, Member or Customer
takes active, positive steps to communicate information to this
website. This can include pages or 'pop ups' where you
register
for a newsletter or subscribe to a mailing list; it can include your
participation in visitor surveys; it can include requesting information
from the website via email, mail, or courier; it may be from joining an
affiliate program or other membership organization, paid or unpaid; it
may be from ordering a product.
ONLINE
ORDERING
Online
ordering
via SSL encrypted communication provided by shopping cart services
supporting merchant service companies like Visa and Master Card
provides information to the website but does not provide complete
credit card numbers. In the process of online ordering, the
customer provides, name, address, city, state, email address, phone
number, and CVV2 (back of card) number. You should consider
all
this information available to the website. This information
is
used to deliver the product, but under the Purchase Agreement you also
approve its use for general solicitation purposes.
VISITOR
EMAIL INQUIRIES
Website
visitors
who wish to communicate with the website do so under two
conditions: one, they give their permission for contact by
the
website; two, they are subject to any ‘submission’
provisions of the Terms of Use, Purchase Agreement, or this Privacy
Policy. While your email address may or may not be used to
solicit you, it is added to the website's general solicitation
database.
CUSTOMER
EMAIL OR TESTIMONIALS
If you are
a
customer and send an email to the website, or if you communicate with
the site by phone or mail, the website collects information about your
communication and by communicating with the site you give your
permission to collect, archive, retrieve, and otherwise use any
information collected as the site sees fit.
Any communication which, in its sole discretion, the site deems to be a testimonial, may be publicized for commercial purposes.
INFORMATION
OBTAINED FROM VISITOR
INTERACTION WITH BANNERS, POPUPS, OR SITE ADVERTISERS
Visitors
clicking on banners or pop-ups or hyperlinked advertising, appearing on
this website must assume that information is being collected about
them. This site is not responsible for the use of information
collected in such a fashion. Visitors must assume that (1)
information will be collected, (2) that ‘cookies’
will
usually be placed on their hard drive, (3) that website does not have
any control over what happens with this information, (4) that website
takes no responsibility over the accuracy or content of advertisers,
(5) that website is not responsible for downloads from third party
advertisers that contain viruses or worms or other computer code that
causes their computer or software harm, and (6) that website assumes no
responsibility for the data that is garnered from the click itself or
that the advertiser collects.
INFORMATION
OBTAINED FROM REFERRING
EMAIL OR REFERRING URLS
If you
send a
friend an email from this site or if you send the url or one of our web
pages to a friend, you must assume that some data is collected about
your IP address or your email address and that of your
friend.
You must assume that referred emails or web pages may appear to come
from your email. You must accept fully responsibility for
referring pages or email to a friend and agree to indemnify this site
for any damage, intentional or unintentional that results from said
referrals.
INFORMATION
OBTAINED FROM VOLUNTARY
VISITOR, SUBSCRIBER, MEMBER OR CUSTOMER SURVEYS
Unless
otherwise
specified in the survey, you must assume that any information provided
to the website as part of a survey in which you participate may be used
for general solicitation for commercial purposes and that such
information will be shared with joint venture partners, affiliates,
marketing organization or used by the site itself for product design or
solicitation purposes.
INFORMATION
OBTAINED FROM ELECTRONIC
MEANS AND 'COOKIES'
Many
websites,
including this one, collect information about your computer, your email
address, your IP address. You must assume that your
web-viewing
or web-use activity is monitored, tracked, and information
collected. This information is not usually of a personal
nature,
but it may help define your viewing habits and product preferences even
though the website may or may not have any idea who you are.
"Cookies" is web jargon for bits of computer code placed on your hard drive. Websites use this to keep you 'logged in', to keep track of search criteria, to monitor use, to password protect use of the site or use of products sold by the site. Cookies can also be used to obtain information about your computer configuration or your use of your computer.
Cookies can be used to electronically gather information about you. Again, it may or may not be personal information, but it is information and by using this site you are expressly giving permission to use 'cookies' and to use the information gathered from their use to benefit you. You also give permission to collect, archive, retrieve, and use any information collected for product design, product offers to you, and general commercial solicitation purposes by this site or joint venture partners, affiliates, and marketing organizations.
HOW
INFORMATION MAY BE USED
The
use
of information as described below may or may not be how information
that is collected is customarily used by this site. While
actual
use of any information collected may be used quite conservatively, you
must assume that it is not. You must assume that information
collected is shared with other persons or entities for commercial
purposes. While this is uncommon in practice, you must assume
that it is as you make your decision whether or not to view or interact
with this website. This type of shared information may
include
your name, address, phone number, email address and buying habits, as
well as other information. This information may be used for
general commercial solicitation by this website or other persons it is
sold to, rented to, or shared with.
INFORMATION
THAT IS NOT SHARED
Credit
card information or other financial information is not usually known to
the website. However, in the event that it is made known,
that
information is never revealed to anyone except to processing
authorities or law enforcement agencies. However, the
provider of
such information gives express permission to use it in fraud
investigation or for litigation.
BULLETIN
BOARDS AND PUBLIC FORUMS
Visitors,
subscribers, members, or customers who use any site provided bulletin
boards or other public forums, such as chat rooms, do so at their own
risk. You may not assume that the site monitors these
services or
protects you in any manner from information you post publicly or share
with anyone else via these services.
SPAM
By
providing to
this website information that forms the basis of communication with
you, such as an email address, you waive all rights to file complaints
concerning unsolicited email or spam from this website since, by
providing such information, you agree to receive communication from us
or other marketing organizations. However, all email
communication with you shall contain an 'unsubscribe' link where you
may notify the website that you no longer wish to receive solicitations
or information from the website and your name will be removed from the
general solicitation database.
DATA
SECURITY
This
website
takes measures to protect its data that contains information related to
you. However, as a consideration for viewing this site or
interacting with this site in any manner, you waive all claims of any
nature against this site concerning the loss, alteration, or misuse of
information. You must assume that it is possible for your
personal data to be obtained by others, such as "hackers," and used in
an inappropriate manner that may cause you harm and that you agree that
the site is not responsible for damages to you.
LATEST
UPDATE
This
Privacy
Policy was last updated on: 5/21/2009
Arbitration shall be conducted pursuant to the rules of the American Arbitration Association, which are in effect on the date a dispute is submitted to the International Centre for Dispute Resolution (ICDR).
In no case shall the Visitor have the right to go to court or have a jury trial. Visitor will not have the right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator's decision will final and binding with limited rights of appeal.
The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses.
JURISDICTION
AND VENUE
If any
matter
concerning this purchase shall be brought before a court of law, pre-
or post-arbitration, Visitor agrees to that the sole and proper
jurisdiction to be the state and city declared in the contact
information of the web owner. In the event that litigation is
in
a federal court, the proper court shall be the closest federal court to
the Seller's address.
APPLICABLE
LAW
Visitor
agrees that the applicable
law to be applied
shall, in all cases, be that of the state of the Website owner(s).
CONTACT
INFORMATION
If there are any questions regarding these policies you may contact
using
the information
below.
Anthony@winmyexbackinfo.com